Last updated: April 19, 2026
Welcome to 0toPMF ("Service"), operated by LLG Invest Oy ("Company", "we", "us", or "our"), a company registered in Finland. By accessing, browsing, or using our Service in any way, you ("User", "you", or "your") acknowledge that you have read, understood, and agree to be legally bound by these Terms and Conditions ("Terms", "Agreement") in their entirety. If you do not agree to all of these Terms, you must immediately discontinue use of the Service.
These Terms constitute a legally binding agreement between you and LLG Invest Oy. Your use of the Service is also subject to our Privacy Policy, which is incorporated herein by reference.
You must be at least 18 years of age or the age of legal majority in your jurisdiction (whichever is greater) to use this Service. By using the Service, you represent and warrant that you meet this age requirement and have the legal capacity to enter into this Agreement. If you are using the Service on behalf of an organization, you represent and warrant that you have the authority to bind that organization to these Terms.
You retain full ownership of all content you create, upload, or generate using 0toPMF, including but not limited to: business profiles, ICP definitions, hypotheses, metrics, assessment responses, and any AI-assisted outputs ("User Content").
By using the Service, you grant LLG Invest Oy a limited, non-exclusive, royalty-free license to process your User Content solely for the purpose of operating and providing the Service to you. This license terminates when you delete your content or account.
We do not claim ownership over your ideas, business strategies, documents, or any outputs generated through your use of the Service.
You agree not to upload, submit, or input into the Service:
You are solely responsible for ensuring that you have the right to use, upload, and process any content you provide to the Service.
0toPMF includes AI-assisted features (such as LaunchAssist) that utilize third-party AI model providers. By using these features, you acknowledge and agree that:
0toPMF is strictly an educational and informational tool. The Service is designed to provide general information and educational content to help entrepreneurs and businesses understand product-market fit concepts. All content, assessments, recommendations, scores, analyses, and any other outputs provided by the Service are for informational and educational purposes only.
THE SERVICE EXPRESSLY DOES NOT PROVIDE AND SHALL NOT BE CONSTRUED AS PROVIDING:
No content, output, assessment, or communication from the Service creates a professional-client relationship, advisory relationship, or fiduciary duty between you and LLG Invest Oy. The information provided should not be relied upon as a substitute for consultation with qualified professionals in relevant fields.
We strongly recommend that before making any significant business, financial, legal, or strategic decisions, you consult with appropriately licensed and qualified professionals, including but not limited to: lawyers, certified public accountants, financial advisors, business consultants, and other relevant experts who can evaluate your specific circumstances.
LLG Invest Oy makes no guarantees, representations, warranties, or promises, express or implied, regarding:
Your business results depend entirely on numerous factors beyond our knowledge and control, including but not limited to: your own efforts and execution, market conditions, competition, economic factors, timing, regulatory environment, team capabilities, available resources, and countless other variables. Past performance of any framework, methodology, or tool is not indicative of future results.
THE SERVICE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT ANY WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, STATUTORY, OR OTHERWISE. TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, LLG INVEST OY EXPRESSLY DISCLAIMS ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO:
We do not warrant that the Service will meet your requirements, that operation will be uninterrupted, timely, secure, or error-free, that defects will be corrected, or that the Service or servers are free of viruses or other harmful components.
You expressly acknowledge, understand, and agree that you are solely and fully responsible for:
You acknowledge that entrepreneurship and business involve inherent risks, including the risk of complete loss of invested capital, and that the Service cannot eliminate or reduce these risks.
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, LLG INVEST OY, ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, AFFILIATES, SUCCESSORS, ASSIGNS, LICENSORS, AND SERVICE PROVIDERS SHALL NOT BE LIABLE FOR ANY:
This limitation applies regardless of the legal theory (whether in contract, tort, negligence, strict liability, warranty, or otherwise), even if LLG Invest Oy has been advised of the possibility of such damages, and even if a limited remedy fails of its essential purpose.
IN NO EVENT SHALL OUR TOTAL LIABILITY TO YOU FOR ALL CLAIMS EXCEED THE GREATER OF: (A) THE AMOUNT YOU HAVE PAID TO US FOR THE SERVICE IN THE TWELVE (12) MONTHS PRECEDING THE CLAIM, OR (B) ONE HUNDRED EUROS (€100).
Some jurisdictions do not allow the exclusion or limitation of certain damages. If these laws apply to you, some or all of the above exclusions or limitations may not apply, and you may have additional rights.
You agree to indemnify, defend, and hold harmless LLG Invest Oy, its officers, directors, employees, agents, affiliates, successors, and assigns from and against any and all claims, damages, losses, liabilities, costs, and expenses (including reasonable attorneys' fees) arising out of or relating to: (a) your use or misuse of the Service; (b) your violation of these Terms; (c) your violation of any rights of any third party; (d) any decisions you make based on the Service; (e) your business activities or operations; or (f) any content you submit to or through the Service. We reserve the right, at your expense, to assume the exclusive defense and control of any matter for which you are required to indemnify us, and you agree to cooperate with our defense of such claims.
You agree to use the Service only for lawful purposes and in accordance with these Terms. You agree NOT to:
We reserve the right to suspend or terminate your access to the Service for any violation of these acceptable use requirements.
Your use of the Service is also governed by our Privacy Policy, which is incorporated into these Terms by reference. By using the Service, you consent to the collection, use, and processing of your information as described in our Privacy Policy.
The Service uses browser local storage to save your progress, assessments, and preferences. This data is stored locally in your browser and is not automatically transmitted to our servers. However, certain features may involve transmission of data to our servers, which will be handled in accordance with our Privacy Policy. You are responsible for maintaining the security of your device and browser.
The Service, including but not limited to its design, functionality, content, software, algorithms, methodologies, frameworks, text, graphics, logos, trademarks, and all intellectual property rights therein, is owned by LLG Invest Oy and is protected by copyright, trademark, patent, trade secret, and other intellectual property laws. You may not copy, modify, distribute, sell, lease, or create derivative works based on the Service or any part thereof without our express written permission. All rights not expressly granted herein are reserved by LLG Invest Oy.
We reserve the right to modify, suspend, discontinue, or terminate the Service or any part thereof at any time, with or without notice, for any reason. We shall not be liable to you or any third party for any modification, suspension, or discontinuation of the Service. We do not guarantee that the Service will be available at all times or in all locations.
The Service may contain links to third-party websites, services, or resources. These links are provided for your convenience only. We have no control over, and assume no responsibility for, the content, privacy policies, practices, or availability of any third-party services. Your use of any third-party services is entirely at your own risk and subject to their respective terms and conditions.
LLG Invest Oy shall not be liable for any failure or delay in performing our obligations under these Terms where such failure or delay results from causes beyond our reasonable control, including but not limited to: acts of God, natural disasters, war, terrorism, riots, embargoes, acts of civil or military authorities, fire, floods, epidemics, pandemics, strikes, power outages, internet or telecommunications failures, cyberattacks, or any other cause beyond our reasonable control.
We reserve the right to modify, amend, or update these Terms at any time in our sole discretion. Changes will be effective immediately upon posting on the Service. The "Last updated" date at the top of these Terms will indicate when changes were made. Your continued use of the Service after any changes constitutes your acceptance of the modified Terms. It is your responsibility to review these Terms periodically. If you do not agree to any changes, you must discontinue use of the Service.
These Terms shall be governed by and construed in accordance with the laws of Finland, without regard to its conflict of law principles. Any disputes arising from or relating to these Terms or your use of the Service shall be subject to the exclusive jurisdiction of the courts of Finland, and you hereby consent to the personal jurisdiction and venue of such courts.
Any dispute, controversy, or claim arising out of or relating to these Terms or the Service shall first be attempted to be resolved through good-faith negotiations between the parties. If such negotiations fail, the dispute shall be resolved through the courts as specified in Section 20.
TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, YOU AGREE THAT ANY PROCEEDINGS TO RESOLVE DISPUTES WILL BE CONDUCTED ONLY ON AN INDIVIDUAL BASIS AND NOT IN A CLASS, CONSOLIDATED, OR REPRESENTATIVE ACTION. YOU WAIVE ANY RIGHT TO PARTICIPATE IN A CLASS ACTION LAWSUIT OR CLASS-WIDE ARBITRATION AGAINST LLG INVEST OY.
Nothing in these Terms shall be construed to create any agency, partnership, joint venture, employer-employee, or franchisor-franchisee relationship between you and LLG Invest Oy. Neither party has the authority to bind the other or to incur any obligation on the other's behalf.
No failure or delay by LLG Invest Oy in exercising any right, power, or remedy under these Terms shall operate as a waiver thereof, nor shall any single or partial exercise of any right, power, or remedy preclude any other or further exercise thereof or the exercise of any other right, power, or remedy. Any waiver must be in writing and signed by an authorized representative of LLG Invest Oy.
If any provision of these Terms is found by a court of competent jurisdiction to be invalid, illegal, or unenforceable, such provision shall be modified to the minimum extent necessary to make it valid and enforceable, or if modification is not possible, shall be severed from these Terms. The remaining provisions shall continue in full force and effect and shall not be affected or impaired in any way.
You may not assign, transfer, or delegate your rights or obligations under these Terms without our prior written consent. We may assign, transfer, or delegate our rights and obligations under these Terms without restriction and without notice to you. These Terms shall be binding upon and inure to the benefit of the parties and their respective successors and permitted assigns.
These Terms, together with our Privacy Policy and any other legal notices or policies published on the Service, constitute the entire agreement between you and LLG Invest Oy regarding the Service and supersede all prior and contemporaneous agreements, proposals, negotiations, representations, or communications, whether written or oral, relating to the subject matter hereof.
The following provisions shall survive any termination or expiration of these Terms: Sections 3-5 (User Content, Data Restrictions, AI-Assisted Features), Sections 6-12 (Educational Purpose, No Professional Advice, No Guarantees, Disclaimer of Warranties, User Responsibility, Limitation of Liability, Indemnification), Section 15 (Intellectual Property), Sections 20-27 (Governing Law, Dispute Resolution, No Agency, Waiver, Severability, Assignment, Entire Agreement, Survival), and any other provisions that by their nature should survive.
If you have any questions, concerns, or feedback about these Terms or the Service, please contact us at:
LLG Invest Oy
Finland
BY USING 0TOPMF, YOU EXPRESSLY ACKNOWLEDGE AND AGREE THAT:
